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Credit and Debit Card Processing

Globally, credit cards, debit cards and digital payments are the payment methods of choice. But those choices come with several card networks and complex interchange rates. With Elavon as your payments partner, secure credit and debit card payment processing will be a snap – no matter how or where you accept payments.

How We Process Payments

Curious about how your business is funded for a transaction after a customer makes a purchase?

Anatomy of an Electronic Purchase

From card acceptance to receipt in less than 2 seconds.

Start: The customer makes a purchase

.5 Sec: The payment information passes to Elavon where we will capture the customer’s transaction information and payment card data.

.75 Sec: Elavon sends the Card Networks and the card issuing band and authorization request. Most transaction authorization data is encrypted during transit.

1 Sec: The transaction authorization request arrives at the customer’s card issuing bank where the transaction is either approved or declined or the merchant is given other instructions regarding the payment.

1.3 Sec: Elavon send the authorization decision back to the business where the customer made the purchase.

Finish - 1.7 Sec: The business receives the decision and, if approved completes the sale and presents the customer with the purchased merchandise and the transaction receipt evidencing the payment.

Get your questions answered by one of our payment professionals.

Various Ways to Pay

We have the resources to help your business easily accept payments. Our vast selection of terminals and equipment allow you to accept the various forms of payment your customers may prefer, including:

Smart/Chip cards (EMV)

Mobile wallets (Apple Pay™, Google Pay™, Samsung 
Pay™)

Credit and debit swiped cards

Customer Reviews

"I appreciate the fast response to my needs from my customer account manager. She was patient, kind and friendly. She listened to my needs and promptly worked until those needs were met. She is amazing. As for Elavon I have been with this company for almost two years. Thus far they have served me well. I rate them 5 stars."

Brenda Weaver
Anises On Broadway

Actual customer not pictured

Get a Second Opinion on Your Payment Processing Fees

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We're ready to answer your questions

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Monday - Friday
9:00 a.m. - 8:00 p.m. EST

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Reach out to our 24/7
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We accept relay calls.